论金融消费者知情权的保护.doc

摘要：在世界金融服务市场的迅速发展过程中，金融消费已成为人们生活中的一项重要消费方式，从而越来越凸显金融消费者在金融交易中的信息弱势地位。但是在消费过程中，金融消费者的知情权因金融服务市场的特殊性而不能得到切实保护。构建保护金融消费者知情权的法律体系，必须先对金融消费者的概念进行界定，认识金融消费者知情权的特殊性，并在对我国保护金融消费者知情权的相关法律进行分析和思考后，提出对完善制度体系的建议。

关键词：金融消费者 知情权 法律保护

Abstract:In the world of finance service market in the process of rapid development, financial consumption in people's daily life has become an important way of consumption, which is becoming more and more serious financial consumers in the financial transaction information in a weak position. But in the process of consumption, the financial consumer's right to know because of the financial services market particularity and cannot get effective protection. Constructing the protection of financial consumers right to know the legal system, must first on consumer financial concepts, financial consumers' right to know the specificity, and in our country, the protection of financial consumers right to know the legal analysis and reflection, put forward to perfect the proposal of system.

Key words: financial consumers  informed right  legal protection

通过金融消费者知情权的了解、拓展、保护，从而进一步能够充分、有效地保障其他消费权利，唤醒社会的消费者权利意识，培养公民维护自己消费者权利的意识、养成维护权益的良好习惯和维权自己权益的能力，并从金融机构对金融消费的严格要求开始，规范健康的消费市场，做到切实保护金融消费者知情权，维护消费者的合法权益，使得消费市场更加健全、有序的进行，并且让金融消费市场走上正常竞争的轨道，从而实现我国社会的进一步和谐科学发展。