摘要:由于美国次贷问题导致的国际金融危机,对世界各国的经济造成了严重的影响,而且冲击了世界金融体系、国际货币体系以及全球政治经济秩序。因此在全球范围内看来,加强金融监管迫在眉睫,各国政府也不断推出改革措施,金融监管制度的改革推进成为每个国家管理金融业的重中之重。金融监管的目的是预防金融风险发生,维护金融秩序的稳定,保障各个金融体系的运行安全,保护资产所有者的利益。本文通过分析现有金融监管制度发展的具体情况,以及未来新趋势与革新的共同特征,参考各国的金融监管模式,最终希望结合我国金融发展与金融监管的实际情况,摸索出有中国特色的并且适合中国国情的金融监管制度。
关键词:次贷危机 金融监管 金融监管改革
Abstract:The international financial crisis caused by the U.S. subprime problem, not only for the world economy had a serious impact and shock, and profoundly touched the global financial system, the international monetary system, and the global political and economic order.Worldwide, strengthen financial supervision are growing louder, and promote financial regulatory reform has become one of the most important tasks of national and international organizations, national governments have introduced reform measures.Financial regulation is intended to guard against financial risk, maintain financial order and stability, protect the safe operation of the financial system, and protect the interests of asset owners.By comparing the analysis of new trends in the existing financial regulatory reform and common feature of the reform, the reference countries economies financial regulatory model, learn the essence, and ultimately hopes to combine financial development and financial regulatory realities, explore suitable for China's reform measures.
Key words:Subprime crisis Financial regulation Financial regulatory reform