摘要:党的十八大召开以来,政府提出要坚持政府调控和市场调节相结合,符合国情的住房体制机制和政策体系,促进房地产市场平稳健康发展。在此背景下,本文首先对我国房地产市场的发展阶段进行梳理,分析各个阶段的房地产发展情况和政府实行的货币政策;其次,定性分析货币政策对我国房地产市场供求两方面的影响;然后借助IS—LM模型,通过分析该模型中的货币乘数,探讨货币政策如何影响我国的房地产市场供求状况;最后提出一些优化货币政策的建议,包括增强央行对M2增长率的可控性、加大对不动产贷款规模及增长率的调控力度、增强紧缩性利率政策对房地产市场的调控力度、积极推进差别化的市场调控等内容,以期达到促进房地产商品市场健康发展的目标。
关键词:IS-LM模型 货币政策 房地产市场
Abstract: real estate is becoming more and more complex as same as the China's economic environment . The power of the policy called “guoshitiao” has failed to carry out completely, known as history's most severe regulation policy .In china, house prices are still high, the risk of "bubble" is serious in some cities , the government proposed to adhere to the combination of government regulation and market regulation, to promote the real estate market stable healthy development. On behave it , firstly , we should have a clear understanding of the stages of the real estate development . Then using Is-lm model , analysis the size of the money multiplier and the monetary policy , which impact on China's real estate market supply and demand .And get to know how the China's monetary policy affects supply and demand of the country's real estate market . Finally , try to give some suggestions to improve Some policy of The central bank , in order to promote the development of real estate .
Keywords: IS-LM model Monetary policy Estate market