关键字：第三方支付 支付宝 现状 问题 对策
Abstract : As Internet technology applications comes into our daily life continuously and the popularity of e-commerce, the diversify types of third-party payment develops rapidly in the payment market . Third-party payment transactions as a new network means and credit intermediaries, Not only have the function of electronic payment , but also to monitor both sides of the transaction and constraints .operating model of this terms to some extent ensure the reliability of both buyers and sellers ,and increase people's confidence in online transactions. It can be said that third-party payment has become the fastest growing and most appropriate payment terms in china. What is most popular iand interesting terms is ALIPAY. Currently, Alipay is the largest third-party payment platform in Chian, which development lead the evolvement of the domestic online payment, makes the Chinese truly experience the safety and convenience of online shopping. After a systematic investigation and document analysis，this report will set Alipay as example to discuss the problem and the risk of the third-party payment, against the serious domestic problems we will find out strategy and methods for China's future development direction of third-party payment and to make some predictions and suggestions.
Keywords: Third-party payment Pay treasure status question countermeasures...