ABSTRACT:The medium-sized and small-sized enterprises is one of the important parts of the China national economy, SMEs are on the special position that the large enterprises cannot be replaced by the large enterprises which in Chinese society. SMEs as the basic active power for the Chinese market, to accommodate the majority of workers, meanwhile, plays an important role in promoting economic growth and solve the employment and re-employment process. The development of small and medium-sized the need for a strong financial support, but because of the problems of the enterprises and China’s economic system, make the big financing problems of the China's SMEs. Cause the difficulties in financing, make the narrow financing channels and the defect the financing structure. Financing difficulty restrict the pace of development in China. The only way to solve the obstruct of the development of the SMEs is to try to solve the SMEs financing problems. In the current context of economic crisis, what kind of financing solutions to small and medium-sized problem is really worth to explore.
In this paper, SME financing status, as a research starting point, according to the financing situation of SMEs about the Quanzhou area sample survey in Quanzhou case, combined with the local financial environment, focus on the financing situation and the reason of financing difficulty of the SMEs in Quanzhou area, do the analysis, finally, propose solutions to solve the problems of the financing difficulty of Quanzhou SMEs.
Keywords: Small and medium enterprises; financing difficulty; suggestions...