金融危机下我国货币政策的实施效果.doc

摘要:2008年美国次贷危机的爆发引发了全球性的金融危机，中国经济在金融危机的冲击下受到了一定程度的影响，经济呈现下滑的趋势，为此中央银行实施了宽松的货币政策以保持我国经济持续健康的发展。在实施过程中，宽松的货币政策在一定程度上达到了预期的效果，促进了经济的增长，但另一方面又造成了一定的负面效应，引起了物价的上涨，使经济面临通胀的压力。论文首先对金融危机与货币政策进行了详尽的阐述，对此次金融危机对我国经济造成的影响进行了诠释，在此基础上列举了政府应对金融危机所采取的货币政策措施，通过对国际经验的借鉴与对我国实体经济数据的研究分析了货币政策的实施效果。而后提出宽松货币政策所带来的负面影响，并分析其产生的原因，进而提出改善其缺陷的政策建议，以推动金融危机下货币政策的全面有效实施。

关键词：金融危机、宽松、货币政策、实施效果

Abstract:In 2008 the outbreak of the U.S. subprime mortgage crisis triggered a global financial crisis, China's economy under the impact of the financial crisis to some extent by the impact of the economic downward trend, for which the central bank implemented a loose monetary policy to keep our sustained and healthy economic development. In the implementation process, the loose monetary policy to some extent  achieved the desired results, promoting economic growth, but on the other hand caused some negative effects, caused prices to rise, the economy is facing inflationary pressure. Firstly, the financial crisis and monetary policy were interpreted. Then a detailed exposition of  the impact of the crisis on China’s economy was described and the monetary policy by the government to tackle the financial crisis was cited. Then the effects of monetary policy implementation were analyzed through the international experience reference and China’s real economic datas. Also the monetary policy  made  some negative effects , so the article analyzed its causes and  then proposed some policy recommendations to improve the defects in order to promote effective and full implementation of monetary policy.

Keywords:  financial crisis, the loose monetary policy, implementation results