摘 要:物联网的出现掀起了世界信息产业的第三次浪潮，我国已将其列入“十二五”发展规划，因其有着广阔的应用前景，必将助推经济的增长。由于我国的物联网产业正处于起步阶段，金融支持对于物联网产业的发展至关重要，没有相关产业政策的引导，没有大量资本的投入和积累，就难以实现技术的创新，进而无法形成新的增长点。
本文采用理论分析与实证分析相结合的研究方法，根据本文界定的金融支撑体系概念介绍其对我国物联网产业发展的影响，再以46家物联网上市企业在2010-2012年的年报数据为基础进行实证研究，通过面板数据建立混合回归模型来分析不同支持方式对物联网企业的作用，进而来看金融支撑体系对我国物联网产业发展的影响。
基于本文所研究的金融支撑体系及实证研究结果，可知产业政策、财政税收、风险投资、资本市场这几种方式对我国物联网产业的发展起到了良好的支撑作用，商业银行信贷方式对物联网产业发展的支撑作用不明显。其中，产业政策能够优化物联网产业的发展环境，财政投入可以引导社会资本投向物联网产业，税收优惠通过降低成本与风险使物联网产业创造更多收益，风险投资与资本市场因偏好高风险能对物联网产业进行较大规模的投资，商业银行信贷因资金配置扭曲等问题导致对物联网产业发展的促进作用得不到有效的发挥。
关键词：物联网产业；金融；支撑体系
Abstract:Internet of Things (IOT) industry is the integration of high-tech and emerging industries and has been included in the "Twelfth Five-Year" plan. It has great application prospects and will become the new China's future economic development and long-term competitive advantage point of the decisive factors. Because China's Internet of Things industry is in its infancy, the financial support for the industry development is essential. If there is no industrial policy guidance, no capital investment and accumulation, it is difficult to achieve technological innovation, and thus unable to form a new growth point.
The research method in this paper is the combination of theoretical analysis and empirical analysis, this paper describes a financial support system for the impact of IOT industry development according to definition. Based on panel data that 46 listed companies in 2010-2012 annual report, I establish mixed regression model to analyze the different ways to support the role of enterprises, and thus view the financial support system for our IOT industry development.
Based on the financial support system and empirical results, we know that industrial policy, finance and taxation, venture capital and capital markets have played a good supporting role on China's Internet of Things, however, commercial bank credit’s supporting role is not obvious. Among them, the industrial policy can optimize industry development environment, financial investment can guide social capital to invest in the industry, tax incentives can make the industry create more revenue by reducing the costs and risks, venture capital and capital markets can invest on a large scale due to high risk appetite, and commercial bank credit promotes the development of IOT industry inefficiently because of misallocation of funds and other issues.
Keywords: IOT industry; finance; support system
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