房地产价格若干问题及对策研究.doc

摘要：从房市的运行层面来看，我国房市目前的现状包括以下几个方面：第一，泡沫成份开始收缩，市场价格在高位运行的同时面临较大的下降压力，一些城市的房价开始下降。第二，成交量萎缩，空置率上升。第三，紧缩政策下房地产商面临较大的资金压力，房地产金融风险加大。第四，市场开始走向分化，一些实力较低的房企正在被洗出市场。第五，房地产中介经营困难。对于2009年，给消费者感受最深的莫过于一路飙升的房价，消费者的存款与收入与房价增长速度相比较，显得太慢太少了。然而，去年底到今年初，国家出台了一系列的调控政策，加上“两会”政府对保障住房的供应加大承诺，让许多普通老百姓在今年似乎看到了一丝曙光。

【关键词】房地产价格；稳定房价；政府政策

Abstract: From the housing market in the operation level, housing the present including the following aspects: 1. The foam ingredients begins to shrink, market price in highs also facing larger drop pressure, some of the city's housing prices started to drop 2. Turnover shrinking, vacancy rates rise 3. Tightening policy of real estate facing larger under financial pressure, real estate finance risk increase 4. Market began to differentiation, some strength low room enterprises are being washed from market 5. Real estate agency operation difficulty. In 2009, the deepest way to consumers all feel soaring house prices, consumers' deposits and income growth rate compared with house prices too little, appear too slow. However, late last year to earlier this year, the country has issued a series of control policy, plus the CPPCC to ensure the supply of housing government increased commitment, make many ordinary people in this year seemed to see a gleam of light. 

Keywords: Real estate prices; Stable prices; Government policies;

目录

摘要

Abstract

一、房地产价格概述

二、我国房地产价格存在的问题

（一）核心问题是供给总量不足

（二）严重的结构性矛盾没有缓解

（三）二手房市场发育滞后

（四）市场泡沫化程度较高

（五）政府机会主义行为严重

（六）对金融依赖程度高风险大

三、国外调控房地产价格的经验与启示

（一）德国政府稳定房价的主要做法

（二）韩国政府稳定房价主要做法

四、我国调控房地产价格的对策与建议

（一）进一步整顿土地市场

（二）大力增加经济适用房建设量

（三）促进二手房市场的繁荣

（四）促进商品住宅开发向新城引导

（五）对政府部门进行监管

（六）调节贷款利息

五、结语

参考文献

致   谢