XX网站商务平台的电子支付模式研究.doc

摘要:电子支付是电子商务体系的重要组成部分,主要用来解决电子商务中的各交易实体间资金流和信息流在Internet上的即时传递及其安全性问题。随着电子商务的快速发展,电子支付一直是国内电子商务体系中的薄弱环节,越来越成为制约电子商务发展的一个关键因素。

在电子商务高速发展的今天，国内推出了多种类型的电子支付方式来解决电子商务长期以来的支付瓶颈问题。本文首先对电子支付概况进行了分析，然后对第三方支付，移动支付模式进行了理论研究，并结合实际应用到国际包装网商务平台上。最后，探讨了国包网商务平台的支付交易模式。

　　　本文提出的基于SET协议优化后的安全第三方支付模型,对于电子商务支付模式的更新,具有较好的实用价值。对国包网商务平台的支付交易模式的分析，可以为其他行业打算开展电子支付的网站起到借鉴作用。结合企业实际情况的分析，提出的本公司商务平台的发展设想和策略，对企业发展方向有重大作用。

关键词　电子支付  SSL SET 第三方支付 移动支付

Abstract:Electronic payment system is the key part of electronic commerce, which is mainly to be used to solve instant transmit and security problems for cash flows and information flows of all kinds of transaction entities on Internet.

With rapid EC development, Electronic payment system is always a weak point in EC system in our country and is becoming the restricted factor for EC development.

Nowadays, EC is booming and many types of e-payment are introduced to settle bottleneck problem of EC in the country. The dissertation firstly made an analysis about e-payment theory, secondly, made a research on the third party payment, mobile payment, finally, applied the theory to INTERPACK network platform and discuss payment pattern of the platform.

The security third party model based on SET put forward the thesis are valuable for the innovation of EC payment mode. The analysis of the INTERPACK network platform has reference function for other industries which plan to build up the third party EC payment website. The analysis combined with enterprise facts and strategies for the business platform are functional for the enterprise development.

Keywords:Electronic Payment, Secure Socket Layer , Secure Electronic Transaction,  The Third Party Payment ，Mobile Payment